A few years ago, the story of car insurance was not that much important as it is necessary now. On that time, some people went for insurance for the car but most of the people did not. With the change of time and changing laws, the system of car insurance also has changed and buying car insurance is the foremost thing of today, if you don't want fall in the legal trap. This is actually the crucial thing of life for the car owners. People need the complete coverage no matter how expensive and luxurious it is.

The way of buying a car has changed also, before buying the best car insurance policy was quite easy. It meant to visit the agent from your neighborhood and purchase a car insurance policy. The terms of the best car insurance companies are also much modified now.

Today the entire process has changed and it is really very complicated now, you need to go for a complete research as there are many options for you. You need to verify the market that who provide the best coverage and also from where you will get a perfect insurance deal for your car.

Rating of Car Insurance Companies

Company	Affordability Rating	Customer Service Rating	Get A Quote
Safeco	Affordability Rating:3.0 out of 599 user reviews	Customer Service Rating:3.7 out of 599 user reviews	Get A Quote
Farmers	Affordability Rating:3.0 out of 599 user reviews	Customer Service Rating:3.9 out of 599 user reviews	Get A Quote
Metlife	Affordability Rating:3.0 out of 599 user reviews	Customer Service Rating:4.1 out of 599 user reviews	Get A Quote
Traveler	Affordability Rating:3.0 out of 599 user reviews	Customer Service Rating:4.0 out of 599 user reviews	Get A Quote
Esurance	Affordability Rating:3.8 out of 599 user reviews	Customer Service Rating:3.8 out of 599 user reviews	Get A Quote
Amica	Affordability Rating:4.0 out of 599 user reviews	Customer Service Rating:4.3 out of 599 user reviews	Get A Quote
Erie	Affordability Rating:4.0 out of 599 user reviews	Customer Service Rating:4.1 out of 599 user reviews	Get A Quote
Aarp	Affordability Rating:4.5 out of 599 user reviews	Customer Service Rating:4.5 out of 599 user reviews	Get A Quote
21st century	Affordability Rating:5.0 out of 599 user reviews	Customer Service Rating:3.6 out of 599 user reviews	Get A Quote
Nationwide	Affordability Rating:5.0 out of 599 user reviews	Customer Service Rating:3.9 out of 599 user reviews	Get A Quote

Different types of methods to choose for car insurance

While you are going to get car insurance, you might be confused and puzzled that from where you will get the best car insurance company. There actually three major options for having car insurance from a trusted company.

From the captive agents
Buying the insurance online and last but not the least
Buying the insurance from independent agents

Some people love to make the insurance face to face, after culturing the facts with the agent of a particular company.

There also the captive agents, who sell the insurances for different companies, so you can easily get an idea about the best-rated car insurance of the market to have it for your car.

Now we are going to discuss more these three types of car insurance options here to clearer the idea of a customer.

Some people have their own dedication and preference for a particular company. Captive agents are those, who work for a particular company. Since the captive agents work for one company but they have the knowledge about all types of insurance of the company. Then can assist you that which one is best affordable car insurance and which one provides the best coverage for your car.

You can get the best car insurance rates if you go with an independent agent. If you want to know the rates and facilities of different companies, your choice should be an independent agent. They are not attached to a particular company or firm but deals with different companies. So they can guide you about the market rates and coverage areas of different insurance policies of several companies.

It is the smart and the best cheap car insurance policy if you go online for that. With the online option, you can avoid paying commission to your agent; you can have it directly from the website of the company. With the help of your search engine, you can search on the net for the rates and offers of the top car insurance companies.